Why do you need pictures of all the damage? He has told what was damaged and it sounds like it will be a total loss.
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The adjuster will do his thing and throw up some numbers. If they total it, fine. If they don't, then I'll send it over to a trusted Honda dealer to dive into. My guess is, they'll come up with a different estimate and then the insurance adjuster and the dealer's service advisor / insurance specialist will have to reconcile the differences and figure out where to go from there.
Me, I'm just a spectator until they make me an offer that I'm willing to accept. And, since I've got other motorcycles to ride once I'm cleared to ride again, I'm not exactly motivated to accept a bad offer.
Hopefully it's either a total loss, and he can wash his hands from it, or all the plastic, is removed for a proper inspection of all the subframes (Honda calls them "stays"), and all damage becomes part of the repair estimate prior to any repairs. If not inspected correctly, other damage is sometimes not discovered until much later.
That's pretty much what happens. Often the adjuster wants to write a check on the spot for any damage that is obvious. Everything else is "show me" and we'll settle up then. Because the mirror is damaged, its sub-frame that it mounts to could be damaged too. Sometime's the entire cowl, windshield, visor, and meter cluster has to be removed to see further damage. Obviously the rear subframe between the bags will need replaced. The valve cover should be removed and the cam, gear, chain, and cam cover be inspected for damage. If there is any cam cover damage, the head will need replaced. If the forward exhaust shield is damaged, it should be removed to inspect the header. Sometimes headers pipes get pushed in. Also, verify that the ignition still locks the bars. Sometimes a steering head gets tweeted. It's the unseen stuff that can easily push a repair into the "total" category.
With modern power sports equipment, it doesn't take much to do a lot of expensive damage.
I hit a rock on a trail with one of my Yamaha sleds...hardly even noticed it, not a large impact...but it got the subframe just right and tweaked it.
I first noticed a problem with trouble going into reverse gear. The mechanism (lever that is pulled out and over) would not keep it in gear; it would grind and pop out of gear.
Brought it to the shop and the labor just devastated the estimate - over 40 hours worth of work to get that subframe replaced and there's no telling what other damage had occurred since I was making it incrementally worse by riding it, not knowing the sled was severely damaged from the rock.
My insurance company stepped up and totaled it for me so I could get a replacement machine quickly. I had a $9200 check in my hand by mid-week.
Finally, a preliminary estimate.... Just a few bucks under $11k
They'll let me know Monday if it's deemed "repairable" or "write-off".
What year is the bike?
June of 2016 when mine was totaled, the shop doing the estimate stopped at $10,000. Market value at that time was $11,800. Blue book was $14,500. I would suspect that a year and a half later and seeing people struggling to sell at the low sub $10,000 mark it is going to salvage.
2013 with 12k miles. It is one of the Honda of Russellville "Signature Series" bikes with an all gloss graphite black paint job (i.e., they repainted the matte panels) in excellent condition. I just acquired it in late August with 11,000 miles on the clock and once I pulled it apart, detailed it and squared it away it looked like a new bike. Best riding motorcycle I've ever owned.
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Current values... based on expected mileage of 23,000. If it was all cosmetic, I'd have wanted to keep the bike. However, with the angle and force of the impact on the rear wheel / shaft assembly, it's not a bike I'd want to own unless all of that was replaced... and perhaps that's why the number is as big as it is. Won't know until I see the details. But, I'm expecting that I'll get a buy-out offer for the bike + ad valorem bump-up (it's a Georgia thing). If it makes me whole, I'm good.
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