Howdy Opas Ride,
I ran into the same thing, been with State Farm forever, this year there was a HUGE increase in my premium.
Clean record, no tickets.
I believe I called about 5-6 different agents, and believe it or not, State Farm was cheaper.
Allstate wanted to verify I had seat belts, I chuckled and walked out of that office.
Progressive was double State Farm.
Geico said they'd get back with me, still waiting for that call back.
But, I really need to do some EXTRA homework before my premium is due next spring.