Changing Insurance
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  1. #1
    Senior Member F6B1911's Avatar
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    May 2014
    Location
    Port Huron, MI
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    1,107
    Quote Originally Posted by opas ride View Post
    Anyone on the board have any experiences/thoughts on Farmers Insurance for car, house, motorcycle, etc. I have been with State Farm for many, many years, but their rates are killing me here in Michigan...Got a quote from Farmers that was significantly lower than my current rates and am thinking of switching as I think I am "getting hosed" with State Farm...No accidents or tickets on my record or on my wife's...Any thoughts??
    Howdy Opas Ride,
    I ran into the same thing, been with State Farm forever, this year there was a HUGE increase in my premium.
    Clean record, no tickets.
    I believe I called about 5-6 different agents, and believe it or not, State Farm was cheaper.
    Allstate wanted to verify I had seat belts, I chuckled and walked out of that office.
    Progressive was double State Farm.
    Geico said they'd get back with me, still waiting for that call back.

    But, I really need to do some EXTRA homework before my premium is due next spring.

  2. #2
    Senior Member
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    Apr 2015
    Location
    Fall River, Mass.
    Posts
    2,100
    Insurance is all over the place. Here in Mass, Progressive beat out everyone else. State to state, not equal.
    “Gibraltar” 2016 white deluxe has been sold.

  3. #3
    Senior Member VStarRider's Avatar
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    Oct 2015
    Location
    Penfield, NY
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    941
    Quote Originally Posted by wjduke View Post
    Insurance is all over the place. Here in Mass, Progressive beat out everyone else. State to state, not equal.
    Yes, very localized, very case-by-case. Progressive for me with full coverage is always the cheapest...roughly $200/year. Geico is $300, and my agent, who reps for Progressive, is $250. He is pissed that the rate they give him is higher than their online direct-to-consumer rate. He said to, obviously, go with the online rate.
    Former Ride:
    2013 F6B Standard, black; sold 7/2019
    Latest Addition:
    2016 Gold Wing Level 3, red; SCT transmission stuck in manual mode
    2019 Miles:
    7,900 as of 10/6

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