Do I need to buy a belly pan? Saw this on a couple post and not sure about it. Does the belly of the F6B dag and scrape that bad? Also, does the center stand cause a scraping problem in the mountains ? Seems the stand would be fast to scrape if its mounted under the bike and would be the lowest point! It just seems if I need a belly pan that a center stand would scrape without question...3 day old new F6B owner and just looking for some info from the voices of experience.