With the OPM security breach back in 2015, and now the resent Equifax security breach, and if you have no immediate plans to apply for a loan or other form of credit, a good precaution against identity theft is to freeze your credit report. It's easy to do and only Transunion charges you a fee ($5.00)

It will not affect your current credit or CC use.

You will be issued a PIN that only you have and is the only way to unlock the freeze.

All 4 Bureaus listed below.

DON'T LOSE THE PIN !!

https://www.freeze.equifax.com/Freez...onalIDInfo.jsp

https://www.experian.com/ncaconline/freeze

https://freeze.transunion.com/sf/sec...andingPage.jsp

https://www.innovis.com/personal/securityFreeze