Correct. Extended warrenties are nothing more than insurance policies, and we all know that the insurance companies are RICH. When purchasing them, a person is actually betting that the vehicle will have issues, as that's the only way they will ever recover the money they spend. Don't get me wrong, if a vehicle is known as a "problem" vehicle, it may make good sense to get the policy. I have faith in the Wing, or f6, as they have historically been very reliable machines. Not to say mine may take a poop on my next ride, but I do almost all my maintenance, and am pleased at 45000 miles how good the machine is. JMO