The bike part of the claim is finished. I talked them into $6500 and the bike back, with no salvage title. I had the time to go over her good and the damage is just the bags and their hardware, the bottom portion of the rear fender, rear signal lights, and license plate holder. The exhaust has one small dent (1/4 size of a dime) located right on the very back edge of the pipe.

I have to decide what to do with it now. Replace the rear lights and fender and turn it into a standard? I have the 6 if I need bags. No hurry on putting it back together!

It was worth it to search 1997 Tourers for sale and send a picture of the ads to the adjuster. That 4k (their original value estimate) went up to 7k and $500 to buy it back. I had to sign a release of liability for the bike damage.