I was looking at accessories (no Really??) and I saw an ad for a belly pan for the F6B. It looked nice, but I'm trying to determine if it is really useful other than to satisfy my accessories addiction. The ad mentioned the water reservoir located down low and the possibility of kicking up rocks or debris and damaging the reservoir and losing coolant.

Has anyone actually heard of this happening?

It also mentioned better air flow for the engine.

So what do you think? Is this just bullS#**, or is there some valid reason to install a belly pan?