Thanks Dave for your honest take on this and your right "knowledge is power " Unfortunately I cut the deal over the phone. I live in Florida during the winter but wanted to buy the bike from an Illinois dealer where I live in the summer. No excuse but I have not seen any paperwork as of yet. I just have not heard of this done this way. I pick up the F6B next week so I'm super excited. Hell the last Harley I bought was in 2000. Also thanks everyone for chiming in. Love the forum and the help it provides.