$802 per year insurance for two F6Bs. Am I overpaying?

[powercruzer13]

Got my bill today for next year renewal from the Lizard. Seems to be a bit more than it was a couple years back.... Two 2013 F6Bs full coverage for a year in Central Florida.

Any suggestions on where I may check to save a couple bucks? Bikes are paid for & Florida does not require insurance on bikes but that's not my style.

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[stroguy]

$80freakin2? That crazy. I would think if you checked anywhere it would be cheaper. They had to have made an error in calculations. That's insane.

[jm21ddd15]

Doesn't sound to far from normal. But, not knowing your age, and driving record, it is next to impossible to say if you have a good deal or not. Also, depending on the state you get the insurance from, makes a difference. 50 people with perfect driving records, and the same age and sex, will get a variety of quotes, for the exact same policy, from the same company, just because of where they live. Stuff like "city", or "rural" comes into play, too. Hope you can find a rate you can accept.

[VStarRider]

I pay $200 per year for mine, full coverage, here in upstate NY.

But...I gotta ask...when you say "Florida does not require insurance"...please tell me you are referring to collision and comp...?!?!

They MUST require liability insurance...?

[powercruzer13]

I pay $200 per year for mine, full coverage, here in upstate NY.

But...I gotta ask...when you say "Florida does not require insurance"...please tell me you are referring to collision and comp...?!?!

They MUST require liability insurance...?

Unless you owe money on it & your finance company forces you there is no insurance required. You cannot go sans helmet unless you carry a minimum coverage in Florida. I do not have to have any insurance at all on my bikes, they are paid for. However that aint my style.

[Felloverboard]

Unless you owe money on it & your finance company forces you there is no insurance required. You cannot go sans helmet unless you carry a minimum coverage in Florida. I do not have to have any insurance at all on my bikes, they are paid for. However that aint my style.

If you do not wear a helmet you are required to cover 10,000 medical on yourself. That can be a regular hospital policy. No other ins is mandatory in FL for motorcycles, tho a good idea.

[53driver]

If you do not wear a helmet you are required to cover 10,000 medical on yourself. That can be a regular hospital policy. No other ins is mandatory in FL for motorcycles, tho a good idea.

In Florida, if you are not wearing a helmet, get pulled for a primary offense - say speeding - your insurance card MUST state that the extra $10k insurance is specifically for "not wearing a helmet."

[VStarRider]

Unless you owe money on it & your finance company forces you there is no insurance required. You cannot go sans helmet unless you carry a minimum coverage in Florida. I do not have to have any insurance at all on my bikes, they are paid for. However that aint my style.

Wow. With no liability, if a motorcycle causes any damage to someone else's property, the property owner has to sue to get compensated? Amazing, especially in a state with a 12 month riding season.

[HBWinger]

Paying $680 in Huntington Beach, CA for one 2015 F6B from AAA! That nice weather is VERY expensive. Moving north next year, can't afford to be retired and have good weather anymore.

[fl1madmax]

Only the Bank wants it , if you pay cash, its Nada !!!!!!!! just hope it's not your fault if you total it !