$802 per year insurance for two F6Bs. Am I overpaying?

[53driver]

What I found out:
The Under-insured / Un-insured premiums in Florida are freaking epic.

GEICO had me about the same 100k/300k etc...for the F6 and the Harley.
All State beat them by $250 for the same numbers.

Best of luck,
Steve

[thunder217]

Here in Maryland 58 years old great driving record. No speeding tickets. $670 for two bikes F6B and M109. I thought this was good. I need to find someone else. LOL

[F6Dave]

I just paid mine. $304 per year for full coverage on four bikes. Limits are high (250/500) as well. There are so many factors (like age, driving record, type of bike, and location) that it's difficult to compare. But I believe I have some very low rates. I asked another agent for a quote and he said he wouldn't even bother trying to match what I paid.

[powercruzer13]

I just paid mine. $304 per year for full coverage on four bikes. Limits are high (250/500) as well. There are so many factors (like age, driving record, type of bike, and location) that it's difficult to compare. But I believe I have some very low rates. I asked another agent for a quote and he said he wouldn't even bother trying to match what I paid.

What company?

[F6Dave]

What company?

My four bikes are insured with Allstate.

[Felloverboard]

Mostly depends on how much ins you are paying for. Is it 10/20 100/300 ?.. how much deductible ? Do you have underinsured/uninsured ? Tickets.... No answer on this forum will probably fit your exact details. Plus depending on the density of the population area you live in affects it. True you don't have to have any motorcycle ins in Fl . But we are overwhelmed with retired yankees looking for signs to Disney, not motorcycles. This is a great place to have a headlight modulator.

[powercruzer13]

Mostly depends on how much ins you are paying for. Is it 10/20 100/300 ?.. how much deductible ? Do you have underinsured/uninsured ? Tickets.... No answer on this forum will probably fit your exact details. Plus depending on the density of the population area you live in affects it. True you don't have to have any motorcycle ins in Fl . But we are overwhelmed with retired yankees looking for signs to Disney, not motorcycles. This is a great place to have a headlight modulator.

I'm not sure the numbers. I do know I cancelled all injury protections as the wife has ass-kicking BCBS health ins through her work. 58 & 53 with very good driving records, bikes kept in garage, unincorporated area between the city of Ocala & the Ocala Natl Forest.
As a Florida native I hear you about the alien drivers.

[willtill]

Here in Maryland 58 years old great driving record. No speeding tickets. $670 for two bikes F6B and M109. I thought this was good. I need to find someone else. LOL

That's better than what I am paying for my F6B and my DR650... I'm paying $845.00 ...lthough it's all full coverage and including increased liability and uninsured motorists coverage of 300K. Way above Maryland minimum requirements.

[Circle-5]

You are all getting a good deal. In Los Angeles, I pay $605 for ONE bike with the Auto Club, as long as I don't ride more than 1,500 miles per year (!) And that's with a multiple-vehicle discount. More miles and the premium goes up accordingly. I'm 58 with a perfect driving record and I live in a good neighborhood.

Of course, my premium also includes coverage for all the illegals, who never carry insurance and just bolt south of the border if something happens. Then we have all the ambulance chasers, the "hit me I need the money" people, the insurance fraud on a massive scale, etc. Yes, we have nice weather – it's just very expensive!

[Texan4life]

I just paid $507 for one F6b for a year. I live in Dallas Tx so the under/uninsured is a extremely high