Just Received Insurance Renewal on My Bikes
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  1. #1
    Senior Member
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    Jun 2014
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    Bensalem Pa
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    I was at 1000 last year and had a FZ1 in place of the F6B . This up coming year was a increase , when I added the F6B was a decrease in the policy this current year .
    Looking at the units individually the numbers don't look so bad except for the Vmax .

  2. #2
    Senior Member
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    Sep 2013
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    Commerce Twp.MI USA
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    Depends on where you live and the various laws in your state...I pay about $560 a year with State Farm in Michigan, similar bike in Oklahoma is $350 year...It is impossible to compare apples with oranges (insurance costs) as they are all over the "map" so to speak..Maybe it is time to trim the heard a little or just "pay the piper".....

  3. #3
    Senior Member JackB's Avatar
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    Jun 2014
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    Two Rivers Wi
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    You would think with more than one bike you would pay less for the others.

  4. #4
    Senior Member DaWadd's Avatar
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    Jul 2014
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    Winnipeg, Manitoba, Canada
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    You guys are lucky. We get raped in Manitoba. Full coverage costs me $1400 a year. No accidents and full merits. Gotta pay if ya want to play. No options either cause it's government run insurance nothing private.

  5. #5
    Member imported_scottydi's Avatar
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    Jun 2013
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    Kennesaw, GA
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    Forgot to mention...

    Forgot to mention that the $400 a year also covers my 07 VRod.

    Scottydi

  6. #6
    DarkSider#1617 Steve 0080's Avatar
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    Dec 2012
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    Sanford,FLA
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    8,079
    State Farm $266 per year .full coverage including towing
    " Truth is often deemed rude, blunt and to the point which is why so few make their friend " Freddy Hayler ..352-267-1553 Sanford, FLA Gutterman6000@Gmail.com

  7. #7
    Don't mess with my 'pepper' Scotrod's Avatar
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    Jul 2013
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    Houston Tejas
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    Insurance in Houston ain't cheap,,, Auto, homeowner, whatever,,,

  8. #8
    Senior Member Jimmytee's Avatar
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    Jul 2014
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    Elizabethtown, Kentucky
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    I spent a little more than 15 minutes and saved over 50% when I switched to Geico True story though. I had Full coverage on my Valkyrie through Progressive, when I went to add the F6B, Progressive tried to clown me. Geico was a third the cost. I know it varies a lot from location to location though.

  9. #9
    Senior Member
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    Jun 2014
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    casselberry, fl
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    Be careful how you compare things. "Full Coverage" is not a policy term, it can mean many things to different people. Med Pay, Uninsured Motorist, towing, replacement value vs actual cash value. There are many variables and all add to the cost. In most instances buying vehicle insurance is like ordering off the ala carte menu. You want salad? Cost extra. You want a vegetable? Cost extra.

    The best way to buy insurance is to determine what you need and quote just those coverages with competing companies.

  10. #10
    Moderator BIGLRY's Avatar
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    Jun 2013
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    Central Coast of Calif.
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    I live on the central coast of Calif. and use Progressive West insurance for my MCs, I've used them on all my MCs for over 25 years(never had MC insurance before that).
    I have never needed to file a claim...yet, so I can't say how their service is, but they are sure fast at taking my
    Full 100% coverage, uninsured/underinsured motorist, $100K med, full replacement value on my 2013 F6B & 2004 Rune with a $5K accessory allowance on both(pays up to $5K for custom parts).
    I only have the Calif. state required PLPD on my 2002 VTX1800, 2003 VTX1800 and last but not lest 2009 KLR650...
    Total, $785 a year and I am happy with that.
    Oh and no tickets since 2002(they ain'tme lately).

    The guy who invented the first wheel was an idiot -
    the guy who invented the second one... he was the genius!


    http://theringfinders.com/blog/Larry.Royal/

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