I've had my Olympia for three years now with both the cold and rain liners. Great Jacket. Lots of airflow. My riding buddy has the KLIM jacket and matching pants. He stays dryer if caught in the rain as I usually don't wear the rain liner. I have to stop to put it on. The one you're talking about should be made of Gore-Tex and therefore shouldn't need the liner. I'm happy with my Olympia and the extra $200 bucks you'd save could go elsewhere on your bike.....