Getting ready to trade and would like some advice

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12-03-2019, 05:11 PM
perohijo

Getting ready to trade and would like some advice

Hello guys.
I own an F6B 2015 matte silver, which I like a lot, but I'm thinking on trading for a newer 2018 or 19 Goldwing, or the equivalent of the F6B, some time around Christmas or beginning of January. I'm planning on trading my F6B as well as my VTX 1800F 2005, although unfortunately I'm still paying for the F6B and still have a good 2 years to paid it off. I would like to get some takes on the new ones. I went to check some of them in Deland and Sanford FL, but I want to make sure I'm doing the right thing. I know I will loose some space on the saddle bags and, unless I get the full dressed one, I will not have the option to lower it, which would be a kind of a pain being that I'm 5'7" and had struggle with my F6B to get it to a decent hight. I also don't want to get into a huge debt , hence the reason I will try an 18 model or a 19 with some kind of deal. Also, I really like the fact that they already come with bluetooth and other nice features. Also, should I take all the after market accessories off the F6B? I got quite a few and they don't come cheap. Of course I'm only thinking about the ones you can remove fairly easy and I know dealers don't care about those, but here is the thing. I'm trying to figure out what if they don't give me a good deal? After I remove all that stuff.....
Any thoughts or advice will be really appreciated.
12-03-2019, 06:20 PM
JackB

The new Wing seams to be a great bike!
When I looked at them last year and if I traded in my 2013 F6B they wanted about $15000. It wasn't worth it.
So I ended up buying a leftover 2015 Valkyrie for less than $10,000.
So I saved $5000 and I got 2 cycles, I think I made the right decision.
12-05-2019, 11:00 AM
jmdaniel

Quote:

Originally Posted by perohijo

Hello guys.
I own an F6B 2015 matte silver, which I like a lot, but I'm thinking on trading for a newer 2018 or 19 Goldwing, or the equivalent of the F6B, some time around Christmas or beginning of January. I'm planning on trading my F6B as well as my VTX 1800F 2005, although unfortunately I'm still paying for the F6B and still have a good 2 years to paid it off. I would like to get some takes on the new ones. I went to check some of them in Deland and Sanford FL, but I want to make sure I'm doing the right thing. I know I will loose some space on the saddle bags and, unless I get the full dressed one, I will not have the option to lower it, which would be a kind of a pain being that I'm 5'7" and had struggle with my F6B to get it to a decent hight. I also don't want to get into a huge debt , hence the reason I will try an 18 model or a 19 with some kind of deal. Also, I really like the fact that they already come with bluetooth and other nice features. Also, should I take all the after market accessories off the F6B? I got quite a few and they don't come cheap. Of course I'm only thinking about the ones you can remove fairly easy and I know dealers don't care about those, but here is the thing. I'm trying to figure out what if they don't give me a good deal? After I remove all that stuff.....
Any thoughts or advice will be really appreciated.

You must like being in debt.
12-06-2019, 10:40 AM
Wing'n it

Ride one and then decide, I traded in my 15 F6B on a new 2019 trike and love it. I got the DCT model and while that takes some getting use to its awesome and I'm glad I got the auto. Going in debt is just a different frame of mind, my trike was 50k so it came with a lot of debt but it's only money and you cant take it with you and if you leave it behind people fight over it. I work hard and spend hard so I can enjoy my playtime.
12-06-2019, 02:49 PM
BIGLRY

Quote:

Originally Posted by Wing'n it

Ride one and then decide, I traded in my 15 F6B on a new 2019 trike and love it. I got the DCT model and while that takes some getting use to its awesome and I'm glad I got the autoGoing in debt is just a different frame of mind, my trike was 50k so it came with a lot of debt. but it's only money and you cant take it with you and if you leave it behind people fight over it. I work hard and spend hard so I can enjoy my playtime.

Amen Brother, my philosophy 100%:D
12-08-2019, 08:32 AM
jmdaniel

Quote:

Originally Posted by Wing'n it

Ride one and then decide, I traded in my 15 F6B on a new 2019 trike and love it. I got the DCT model and while that takes some getting use to its awesome and I'm glad I got the auto. Going in debt is just a different frame of mind, my trike was 50k so it came with a lot of debt but it's only money and you cant take it with you and if you leave it behind people fight over it. I work hard and spend hard so I can enjoy my playtime.

Or... one could buy without going into debt. Living within ones means is never a bad thing.
12-08-2019, 04:47 PM
edgeman55

Quote:

Originally Posted by Wing'n it

Ride one and then decide, I traded in my 15 F6B on a new 2019 trike and love it. I got the DCT model and while that takes some getting use to its awesome and I'm glad I got the auto. Going in debt is just a different frame of mind, my trike was 50k so it came with a lot of debt but it's only money and you cant take it with you and if you leave it behind people fight over it. I work hard and spend hard so I can enjoy my playtime.

I have seen to many I know spend there whole lives worrying about "If I Have enough for the future" and died with a lot of mula only to then watch the family blood suckers come out of the woodwork to fight over the money they could have enjoyed while alive.Hard working middle class types like me would love to pay cash for a 30K ride but with good credit and low interest I have to go the payment route to get my toys.In a perfect world I would spend my last dime when I take my last gasp of air-LOL.r
12-09-2019, 07:18 AM
Jhox

Quote:

Originally Posted by jmdaniel

Or... one could buy without going into debt. Living within ones means is never a bad thing.

Actually there are several instances where debt wins.

Let's say you are retired and to get that $50k trike, you have to withdraw from your IRA. Now you have an income tax liability that you would not have if you financed at, with today's rates, probably 5% or less.

Or you take the money from your after-tax account, which could mean selling stocks at a loss (not good), at a profit and now capital gains taxable, and lost opportunity for further growth.

Every single mutual fund or stock I have has grown over 15% just this year. And with good credit, most would be more than "living within their means" if they chose to finance, which I would.

Not everyone's circumstances are the same.
12-09-2019, 01:00 PM
jmdaniel

Quote:

Originally Posted by Jhox

Actually there are several instances where debt wins.

Let's say you are retired and to get that $50k trike, you have to withdraw from your IRA. Now you have an income tax liability that you would not have if you financed at, with today's rates, probably 5% or less.

Or you take the money from your after-tax account, which could mean selling stocks at a loss (not good), at a profit and now capital gains taxable, and lost opportunity for further growth.

Every single mutual fund or stock I have has grown over 15% just this year. And with good credit, most would be more than "living within their means" if they chose to finance, which I would.

Not everyone's circumstances are the same.

Yeah, I'm aware of all the could haves/should haves/could dos... When I was in business school, and also working full time, I took out $15K in a student loan, put 100% of it in the stock market, and paid it off completely, with plenty left over, before the first payment was due. There was a bit of risk, but it was interest free money until I graduated, so I rolled the dice.

I realize everyone's circumstances are different, but the OP mentioned still owing for "a good 2 years" on the bike he owns now, and I'm pretty sure that is not due to participation in any of the scenarios you laid out. Some people don't mind always being in debt; I'm not one of them. When I first met my wife, she was in a lease vehicle. And yes, I know how that can be advantageous for some, but when I asked her why she did that, she said she just likes to get a new car every three years. I asked her if she likes being a modern day sharecropper, and one lease cycle later, she wised up and actually bought a car. With a loan, of course, but a loan that she paid off and then owned the car for another 5 years.

Anyway, I hope the OP gets what he wants, and by however he needs to; I was just proposing an alternative.
12-09-2019, 01:03 PM
jmdaniel

Quote:

Originally Posted by edgeman55

I have seen to many I know spend there whole lives worrying about "If I Have enough for the future" and died with a lot of mula only to then watch the family blood suckers come out of the woodwork to fight over the money they could have enjoyed while alive.Hard working middle class types like me would love to pay cash for a 30K ride but with good credit and low interest I have to go the payment route to get my toys.In a perfect world I would spend my last dime when I take my last gasp of air-LOL.r

My will is set up for most of my estate to go to animal rescue charities. My wife will be set up fine, but with no kids, and a very distant family, figuring out who gets what was easy.
12-09-2019, 02:04 PM
edgeman55

Quote:

Originally Posted by jmdaniel

My will is set up for most of my estate to go to animal rescue charities. My wife will be set up fine, but with no kids, and a very distant family, figuring out who gets what was easy.

Every ones situation dictates what they can and not afford.I don't know many people that can plop down cash for cars,motorcycles,boats ect.If one can afford the payment to get something that gives them joy then I say do it.Life is short and at I get closer to 70 I realize if I want to enjoy things like riding my scoot better do it as there ain't much time left.As far as estates go our daughter and grandchildren will get our house which is paid for.My better half will outlive me so she will get 3/4 of my retirement and she has her SS so she will be fine.Like you anything else that is left will go to animal rescue as we say the more people I meet the more I love my dog-LOL.Happy Holidays to one animal lover from another.
12-09-2019, 02:45 PM
jmdaniel

Quote:

Originally Posted by edgeman55

Every ones situation dictates what they can and not afford.I don't know many people that can plop down cash for cars,motorcycles,boats ect.If one can afford the payment to get something that gives them joy then I say do it.Life is short and at I get closer to 70 I realize if I want to enjoy things like riding my scoot better do it as there ain't much time left.As far as estates go our daughter and grandchildren will get our house which is paid for.My better half will outlive me so she will get 3/4 of my retirement and she has her SS so she will be fine.Like you anything else that is left will go to animal rescue as we say the more people I meet the more I love my dog-LOL.Happy Holidays to one animal lover from another.

And to you as well, sir.
12-10-2019, 10:53 AM
RickW

1 Attachment(s)

Quote:

Originally Posted by edgeman55

Every ones situation dictates what they can and not afford.I don't know many people that can plop down cash for cars,motorcycles,boats ect.If one can afford the payment to get something that gives them joy then I say do it.Life is short and at I get closer to 70 I realize if I want to enjoy things like riding my scoot better do it as there ain't much time left.As far as estates go our daughter and grandchildren will get our house which is paid for.My better half will outlive me so she will get 3/4 of my retirement and she has her SS so she will be fine.Like you anything else that is left will go to animal rescue as we say the more people I meet the more I love my dog-LOL.Happy Holidays to one animal lover from another.

We have one that rides everywhere with Teresa.
Attachment 7090
01-03-2020, 12:54 PM
perohijo

Actually, the reason I was asking for opinions and takes wasn't about the money or payments, but rather it was about rider opinions and technical issues. I'm interested to hear from previous F6B owners who currently own a new goldwing, either full or F6B like, regarding personal experience with their new ride.
Thanks
01-07-2020, 05:24 AM
Mcrydernut

Quote:

Originally Posted by perohijo

Actually, the reason I was asking for opinions and takes wasn't about the money or payments, but rather it was about rider opinions and technical issues. I'm interested to hear from previous F6B owners who currently own a new goldwing, either full or F6B like, regarding personal experience with their new ride.
Thanks

Looks like this thread took a turn toward the financial side rather than the opinion of the different bikes and technical side. I can only add that I love my 2013 F6B but I would love to have cruise and gps. Based on current prices for used F6Bs not sure I would trade just for the upgrades alone. If handling is one of your main priorities it may be worth it to you to trade. Bikes are more of a personal preference and everyone has a different preference for ride quality, performance, accessories, handling, ect. You know your financial position and priorities so make the decision that you feel best after you do the research on the bike you want.