Been riding 50 years. Had my first real reck 2 years ago. Went off the road in a turn. Went over the handlebars, my toes hit something on the front and flipped me over at about 20 mph. Everything went to slo-mo while I was flipping. Landed on my shoulder, rolled onto my back and ended up sliding on my butt. There was no wait time for the pain. An ambulance ride, which was torchere, they ride so stiff.
A new M..St.d windshield, straighten a few things out and was riding again in 4 weeks, painfully.
Have to say all my mishaps on motorcycles were my fault.
65 years old now and not as good a rider as I once was. But WILL NOT give up riding because of fear.
I will know when the time is right to trade er in on a motor-home.