I rode with no gear for years. Got stung by honey bees and had to go to the hospital. So rode with a jacket.
Ive had wasps get past the wind shield and sting my hands. So I rode with gloves.
I still ride with blue jeans and light shoes in hot weather, but a good jacket, gloves and helmet are a must.
As traffic got thicker so did my gear. If its too hot for riding gear, its too hot to ride for me.
Everything the hard way.
Its a way of life for some.
BE SAFE