Quote Originally Posted by 2wheelsforme View Post
Steve I have looked and read as much as possible. I can find no rule stating that a Basic Rider Course is required to go helmetless. I also have never heard of any requirement of having to notify my insurance company of such action or the possibility of not being covered if I don't do so. Yes I know a BRC is required for new Riders to get a license but that is not always the case.
MIke,
I have a call into Florida Highway Safety to clarify - as I have never actually seen the BRC requirement either.

As far as insurance companies go, I guess the "YMMV" applies.
My AllState agent asked me specifically if I was going "helmet less" and when I asked him why, he told me that that was an extra bit of money, and the insurance paperwork automatically assumes you are wearing a helmet. If you are not wearing a helmet, and you are not paying the "extra" premium, with AllState, you are not covered.
Please read your fine print as required.
Cheers,
Steve