If you bought an extended warranty, I have a question! Have you ever used it? And if so, did the save enough on repairs to offset the cost of the warranty?

I ask because my F6B is two weeks away from its third birthday, so I need to decide quickly if I'll get one or not. I've had extended warranties on 2 Valkyries and a Kawasaki Concours, but only used them once for a $20 part. And one of those Valkyries had over 100,000 miles when the warranty expired! So, I'm inclined not to get the warranty on one of the most reliable motorcycles ever built, but I'd like to hear about anyone's personal experience.