Unless you, the living soul, don't keep your money in banks, in any form whatsoever, work off the books, rent instead of own, or know how to file a UCC-1 against yourself, the fiction, it would be crazy to even contemplaye it. Here's just a hint of what I mean by how deep it goes. For fun give the 10 questions to your banker.
https://youtu.be/ZBeTcufNrzE