I was riding the backroads of East TN earlier this week when I happened upon some road construction. Was a two lane road with no turn offs for a few miles. Long story short - there was some kind of issue with the construction and they should have closed the road. The gravel was small, loose and the tar was wet. A real mess. Cant turn around, had to go about a mile before I could get off. Gravel everywhere in the bike.....calipers, under fork brace, and in fan opening to the point it blocked the fan. Called highway department and they confirmed they had a problem and had multiple complaints. Hooked me up with a insurance adjuster. So the front fender is coated with tar inside and out. I cleaned all the gravel out (that I could find). I didnt plan to take it to dealer for estimate. My question is about my claim....what do y'all think is a fair amount to ask?