“Insurers are very good at knowing when they can deny a claim and patients will grumb

[willtill]

No, I disagree with that statement, it is rather shortsighted, more appropriate would be stay informed and don't get hosed, like most folks do when they are faced with an obstacle that requires effort, but that is just my opinion.

Not getting sick and or not using medical services for preventive care is most likely not an option that we should or could skip, save the few diehards.

Of course you disagree. What I am saying is we should all strive to be in the best of health. That is an option available to all of us. Don't get fat. You must see the forest for the tree's. But maybe out there, all of your forest fires, droughts, mudslides, earthquakes and recent snowy conditions have obliterated them. So I understand. Completely.

[maxrider]

So based upon "What I am saying" but not writing? Now you getting me confused.

But there is some good advice when you wrote, to strive to be in the best of my health.

You must see the forest for the trees, yup good advice, however parlaying it with recent CA natural weather disasters might offend some readers from this Golden State,who suffered losses and or hardships, but I see your smiley face, so I'm sure you did not mean to be factual and or Absolute again in your writings