Paying OTD (everything included: taxes, dealer fees, and with the 5 years of financing charges) total cost of ownership minus maintance, gas, and addition accessories will be $21,078.60 for the base model. Bike again is the base model with heated hand grips and rider back rest (dealer installed) because I did not want to pay for a center stand or self canceling turn signal. I chose red simply because it was less expensive than the black models, when I ask why, he simply stated the black ones have been selling better. My thought as to why is because with the absence of the H-D Roadglide (H-D's only fixed fairing motorcycle), the F6B is the only real contender (sorry Kaw), and H-D's should only come in one color, BLACK, loll. As for the 2013 being discounted it is my opinion, because most prob do not know this bike exist, the more they put on road the more the enthusiast will see and once they find out it is a wing sales should increase. Again as a recent Roadglide owner this just me thinking out loud. Just wondering though how many former RG owners made the switch?