I just got a ridiculous quote from my insurance company for this bike. I'm paying around $250 per year for an 07 m109r with $3,000 in additional aftermarket parts insurance. I am 41 with no tickets or accidents for a long time. I know a lot depends on retail value, age, record, and where you live but I just got quoted $800 a year?! Seems very high to me. I am going to do some shopping around. I have been with Nationwide for over 20 years. Anyone have some insight or information that might help? Thanks, Mike.