Next to Health Care, especially if your over 70, car/motorcycle insurance is one of the biggest "rip-offs" in our country...Insurance companies need to be more heavily regulated and fined for mis-conduct and taking advantage of those that need insurance...Michigan has the highest rates in the country because of a "bull-shit" no fault law that requires each policy holder to pay into a stupid fund that has over $18 billion currently stashed and no one can touch the money!!Meanwhile we drive on some of the worst roads in the country...and if your over 65 and on Medicare along with private insurance...WATCH-OUT!!!...Since the "Idiot" in the White House dreamed up his "moronic" Obamacare Plan my health care insurance has gone up 75%.....let alone the ridiculous amounts I pay for 2 cars,motorcycle and home policies....Insurance companies "suck"....BTW check the salaries and stock options of the CEO's that run these corrupt companies......Done with my rant......Ride safe