First of all, Mass has a helmet law...the only state in the area that does, so no choice there. Not new news, but I got hit by a cager in April 2014, and my helmet hit the road. I always wore one before that and always will, no matter what.
Your neighbor here in NY wears a helmet 100% of the time, and it is required by law. However, I would wear one 100% of the time regardless of where I lived.
Former Ride:
2013 F6B Standard, black; sold 7/2019 Latest Addition:
2016 Gold Wing Level 3, red; SCT transmission stuck in manual mode 2019 Miles:
7,900 as of 10/6