Insurance Time Again
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Thread: Insurance Time Again

  1. #1
    Senior Member terryboyle's Avatar
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    Insurance Time Again

    The good folks at TD Insurance have sent me my renewal package.
    Reduced Medical and Rehab
    Reduced Catastrophic injury coverage
    No tickets, no accidents 44 years experience.
    Raised the premium 16%

    Anyone in the GTA have any suggestions for companies offering great rates?
    2014 Red F6B with ABS
    Baker: Hand Wings, BikeMP3: rack, Cardo Packtalk Bold Cyclepump: air compressor, Garmin Zumo 396
    Honda: battery maintainer, center stand, passenger backrest, shop manual (2012-16), tall screen
    MEC: first aid kit Nelson Rigg: Route 1 Traveler Tour Trunk Bag
    Rivco: Honda Adjustable Highway Mounts, Flatfoot pegs
    Uclear: HBC200 intercom system (spares)
    ZUMOLOCK to lock on Zumo 396
    ......................................................................

  2. #2
    Senior Member GNW's Avatar
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    Dairyland

    I do Dairyland. They had the cheapest $$ for me the last two years, ($236.00) for 2016.
    Coverages - Don't remember right now.

  3. #3
    Senior Member
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    Quote Originally Posted by terryboyle View Post
    The good folks at TD Insurance have sent me my renewal package.
    Reduced Medical and Rehab
    Reduced Catastrophic injury coverage
    No tickets, no accidents 44 years experience.
    Raised the premium 16%

    Anyone in the GTA have any suggestions for companies offering great rates?
    Insurance rates vary so much in different parts of the county and elsewhere so it is really not worth looking for rates on this site...Your better off looking at rates in your local area and go with the "rip-off" company that works for you..I have seen rates vary from one state to another, and one company to another as much as $350/500 a year for the same coverage....Good luck and ride safe

  4. #4
    Senior Member 53driver's Avatar
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    OP is in Canada

    Not sure exactly how that matters, but I'm sure it DOES!!!
    My girls:
    Isleen - 2014 F6BD
    Saorla - 1995 FLSTN Heritage Special


    "Politeness, n: The most acceptable hypocrisy."
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  5. #5
    Senior Member stroguy's Avatar
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    Why do you need those coverages? You have free healthcare as I understood. Do you need additional coverages?
    [SIGPIC][/SIGPIC]
    2015 F6B Deluxe
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  6. #6
    Senior Member
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    Quote Originally Posted by GNW View Post
    I do Dairyland. They had the cheapest $$ for me the last two years, ($236.00) for 2016.
    Coverages - Don't remember right now.
    Have you ever tried to make a claim from them??...I understand they "suck"...Just saying!!!

  7. #7
    Member
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    timmins ontario
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    insurance

    HI TERRY CHECK WITH DALTON TIMMIS THE PERSON I TALKED TO WAS IN HAMILTON ONTARIO MY RATE LAST YEAR WAS 1040.00$. I SWITCHED FROM TD PRIMMUM THERE RATE WAS 1640.00$ FULL COVERAGE WHICH WENT UP OVER 600.00$ FROM THE YEAR BEFORE. I HAVE ALL MY POLICIES WITH AVIVA WHICH GIVES ME SOME DISCOUNTS. HOPES THIS HELPS.

  8. #8
    Member Bigcityd's Avatar
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    insurance

    Quote Originally Posted by terryboyle View Post
    The good folks at TD Insurance have sent me my renewal package.
    Reduced Medical and Rehab
    Reduced Catastrophic injury coverage
    No tickets, no accidents 44 years experience.
    Raised the premium 16%

    Anyone in the GTA have any suggestions for companies offering great rates?
    Terry,

    I'm in Toronto. I'm with the CoOperators. They will do motorcycle insurance if you have your cage and home with them. Mine went down 10% this year.
    My riding pals are with TD and Riders Plus. Worth a shot. Try Kanetix and see if they can shop you a cheaper rate.

    G.

  9. #9
    Senior Member F6Dave's Avatar
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    Allstate Here

    I know it varies a lot, but for me in Colorado, Allstate is so much cheaper that one other agent said he'd rather not bother running a competitive quote. I pay $305 a year for full coverage on FOUR motorcycles.

  10. #10
    Senior Member GNW's Avatar
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    Quote Originally Posted by opas ride View Post
    Have you ever tried to make a claim from them??...I understand they "suck"...Just saying!!!

    No claims. Don't know just how they "suck".

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