Insurance Time Again

[Bigcityd]

The good folks at TD Insurance have sent me my renewal package.
Reduced Medical and Rehab
Reduced Catastrophic injury coverage
No tickets, no accidents 44 years experience.
Raised the premium 16%

Anyone in the GTA have any suggestions for companies offering great rates?

Terry,

I'm in Toronto. I'm with the CoOperators. They will do motorcycle insurance if you have your cage and home with them. Mine went down 10% this year.
My riding pals are with TD and Riders Plus. Worth a shot. Try Kanetix and see if they can shop you a cheaper rate.

G.

[F6Dave]

I know it varies a lot, but for me in Colorado, Allstate is so much cheaper that one other agent said he'd rather not bother running a competitive quote. I pay $305 a year for full coverage on FOUR motorcycles.

[53driver]

I know it varies a lot, but for me in Colorado, Allstate is so much cheaper that one other agent said he'd rather not bother running a competitive quote. I pay $305 a year for full coverage on FOUR motorcycles.

I'm with Allstate also. But in FLorida, we have the "Miami" crowd that jacks our rates.
I'm paying $650/year, both bikes, $100k/$300k, towing, collision, etc, etc.

Cheers,
Steve

[sharkey]

Check out American Modern Insurance Group out of Ohio. Yes rates vary by age, credit history, location, etc. but Ameriprise thru Costco handles our home and auto but they don't do cycles. They farm it out to Progressive at a reduced rate. When they quoted my 14 Interceptor, I about passed out.
AMIG.com was referred to by a member off Two Wheel Texan and when I called, I couldn't believe it. Both the Interceptor and the 13 FB6 are insured at $480/yr. and I live in a big city. Not a claim yet but their customer service so far has been stellar.

[TripleDuck]

There are many variations state to state. Many years ago I learned a valuable lesson by changing agents as insuring 3x Ducati's was not at all inexpensive. By recommendation, I changed agents and saved ~$1200/year EVERYTHING else stayed the same including coverage AND policy number. My recommendation is to get on a regional web page and ask around.

[53driver]

FWIW for those of you who put your money where your politics are: Progressive is just that - gave much $$$$$$$ to the Dem SuperPACs.

[JMartin]

I have three cars and three bikes with Gieco.
Reasonable rates as far as I can tell... never needed to make a claim.

[ReserveBum]

Geico in NY - Full coverage w/ $500 deductible and additional upgrades to standard Uninsured Motorist and Personal Injury Coverages. $266/yr. No claims yet so cant report on that aspect

[stroguy]

FWIW for those of you who put your money where your politics are: Progressive is just that - gave much $$$$$$$ to the Dem SuperPACs.

Very anti-2A.

[3Chief]

FWIW for those of you who put your money where your politics are: Progressive is just that - gave much $$$$$$$ to the Dem SuperPACs.

Interesting, never thought about that. I'll have to see where my insurance company stands....