Yup. Good times nor bad times last forever. Unfortunately, most of America's public (aka 'the middle class') do not prepare for the downward business cycle (aka, the banks stop printing $ then retake people's homes who cannot pay mortagages because expansion and easy of $ has been purposely stopped by banks).
Trust everyone here is saving about 10 - 20 % of their weekly paycheck to always be prepared for this. Believe this downturn happens about every 5 to 7 yrs (historically speaking). This is the time where people who have been wise and saved can now purchase good used bikes (1-3 yrs old) from bikers who are desperate for $$$$ and in turn save thousands of dollars. Picked up my '13 B last March w/ 4K miles for 11K cash. Is that a 7 or 8K saving (factoring in depreciation of course) plus saving taxes, fees, etc. ? The savings from just one this 1 purchase alone, allowed me to enjoy 2 huge majestic and memorable bike vacations this year and then some.
From all accounts, that down cycle is coming soon to the middle class. And, I'm one of 'em.