Reality-land? As in California? Y'all so used to having Pelosi and Feinstein make your choices for you, you surely have forgotten what having a choice actually is. Starbucks or Dunkin'? Hmmm.
Everyone knows if they have proper medical coverage/mishap insurance - in fact, in part thanks to those two elected clowns - it is MANDATORY now. You do, or you get fined.
If you want a "mandatory" statute, how about a mandatory MSF course before one can be licensed to ride a motorcycle? And then perhaps follow-on courses get a mandated insurance reduction?
OBTW, I ALWAYS wear a Full Face helmet because I agree that the risk isn't worth the benefits - but it is my educated, informed choice which I shall advocate to others, but not force upon them.
This isn't a Socialist country - yet - in spite of many elected officials' actions.
Food for thought: how many "minuscule costs" are taken before liberty is eroded?