I am in the same category as Bigbird....Past the days, hopefully of speeding tickets, etc. and as said above, my wife got one ticket in her car two years ago, had two minor fender benders,(neither her fault) over the past five years and StateFarm raised my insurance rates by 30% "assholes"..Michigan already has the highest insurance rates in the country and I cannot afford any more increases in premiums!!! But, if it looks okay on certain roads I will "twist the ole throttle a bit".....Ride safe