Sounds like your dealer may be trying to sell you something other than a genuine "Honda Protection Plan". I only say that because my dealer also had a warranty plan available from an outside company. Follow this link to the Honda website for the Honda Protection Plan costs.
http://powersports.honda.com/protect...threeyear.aspx
You also must understand how the plan works. If you purchase the 12 month plan (as seen on the chart), you end up with one extra year of protection, the original three year factory warranty plus one more year for a total of four years protection.
Looking at the chart, I purchased the "48 month" plan which is seven years total, three years new vehicle warranty plus four additional years that I purchased totaling seven years. The actual application form filled out by the dealer clearly states 84 months (seven years) total protection.
At the suggestion of another forum member, I first called Russellville Honda in Ark to get a quote but found out that they could not sell me the Honda Protection plan as a Florida resident unless I physically purchased a bike from them, that was per Protection Plan HQ. Doesn't make sense to me but it's a fact. Consequently, I had to pay the plan price as seen on the chart. And as my dealer explained to me, there is no negotiating here in Florida, per state regulations. Same cost at any authorized Honda Powersports dealer. Others on the forum may not agree but I've been through it.
Long story short, I'm glad I did this. As long as I keep proper maintenance records showing that all the scheduled services were performed, I'm covered. Any yes, you, as the owner can do your own service, just keep your receipts and log each service. This is per my dealer.
Extended warranties are not for everyone, but for me it was the right thing to do based on my expected term of ownership and mileage. A lot to consider for sure.