Insurance pricing

[2bikemike]

It is worth shopping around every couple years and sometimes paying a little more for a GOOD broker is worth it. A couple years ago a guy crossed the lines took the mirror off my truck (fortunatly that was the only damage) however never stopped I called 911 and followed him until he stopped with the influence of some red lights and sirens. Turned out he had been in trouble on this road beforeand it was a company truck. The owner paid for my repairs out of pocket but because there was a police report my insurance marked it as an accident and was going to up my rate 600.00 a year even though they didn't pay out anything. Long story short my broker caught this and called me to confirm there was no claim and subsequently kept me at the lower rate as well as periodicly shops better rates as well.

[opas ride]

Next to Health Care, especially if your over 70, car/motorcycle insurance is one of the biggest "rip-offs" in our country...Insurance companies need to be more heavily regulated and fined for mis-conduct and taking advantage of those that need insurance...Michigan has the highest rates in the country because of a "bull-shit" no fault law that requires each policy holder to pay into a stupid fund that has over $18 billion currently stashed and no one can touch the money!!Meanwhile we drive on some of the worst roads in the country...and if your over 65 and on Medicare along with private insurance...WATCH-OUT!!!...Since the "Idiot" in the White House dreamed up his "moronic" Obamacare Plan my health care insurance has gone up 75%.....let alone the ridiculous amounts I pay for 2 cars,motorcycle and home policies....Insurance companies "suck"....BTW check the salaries and stock options of the CEO's that run these corrupt companies......Done with my rant......Ride safe

[F6B1911]

Next to Health Care, especially if your over 70, car/motorcycle insurance is one of the biggest "rip-offs" in our country...Insurance companies need to be more heavily regulated and fined for mis-conduct and taking advantage of those that need insurance...Michigan has the highest rates in the country because of a "bull-shit" no fault law that requires each policy holder to pay into a stupid fund that has over $18 billion currently stashed and no one can touch the money!!Meanwhile we drive on some of the worst roads in the country...and if your over 65 and on Medicare along with private insurance...WATCH-OUT!!!...Since the "Idiot" in the White House dreamed up his "moronic" Obamacare Plan my health care insurance has gone up 75%.....let alone the ridiculous amounts I pay for 2 cars,motorcycle and home policies....Insurance companies "suck"....BTW check the salaries and stock options of the CEO's that run these corrupt companies......Done with my rant......Ride safe

Yep, and they're trying to change the no-fault law in Michigan so the insurance companies can get all that money back, then place any health claims on obamacare.
Forget the roads, they won't fix them in my lifetime and I'm a bit younger than you are.
I don't think Michigan public servants serve the public anymore.

[Old Ryder]

My last ticket--1986 -- 51 in a 40 zone. My last accident was 1977.

State Farm-- $104 per month
Liberty Mutual-- $102 per month
Allstate-- $48 per month
Progressive-- $37 per month

I do shop around---as you can tell.

[hiflyer]

My last ticket--1986 -- 51 in a 40 zone. My last accident was 1977.

State Farm-- $104 per month
Liberty Mutual-- $102 per month
Allstate-- $48 per month
Progressive-- $37 per month

I do shop around---as you can tell.

What kind of coverage? I think I'm getting bent over.

[fxdl2051]

The Gecko gives discounts for Rider Safety Courses and car/bike combo policies. They always treated me right and were priced better than Progressive for me anyways. Had a really bad experience with Allstate and wouldn't go near them again.

[Limoles]

Rider is my best . Inexpensive with many options to cover .

[Old Ryder]

What kind of coverage? I think I'm getting bent over.

$50,000 each person/$100,000 per accident under/uninsured motorist---same figures for libility-- $3000 in accessory coverage--$100 towing--$500 deductible on the collision.

BTW--- I have learned a LOT about the "internet" companies the hard way. I WILL NEVER PAY A PENNY TO THE LIZZARD COMPANY!!!!!! If you are their client, they will take care of you. If one of their clients hits you and they are at fault, they are quick to take care of your damaged vehicle. HOWEVER-----If their client hits you and you go to the hospital, you better get a team of lawyers. I will just keep it at that.

[opas ride]

Yep, and they're trying to change the no-fault law in Michigan so the insurance companies can get all that money back, then place any health claims on obamacare.
Forget the roads, they won't fix them in my lifetime and I'm a bit younger than you are.
I don't think Michigan public servants serve the public anymore.

Your right on my friend...Public servants, that we supposedly elect to serve us, only serve themselves and their "huge" egos anymore. Who or whatever gives them the most money is all they care about...Our entire political system in this country has become nothing more than a bunch of "greedy self serving assholes" that only care about their big pensions, free health care, people to drive them around in cars they don't pay for in any way...etc. etc. Voting has become a joke and almost a waste of time!!!.....Hopefully we have some nice weather this summer and can take a few rides to forget about how lousy our political system has become.....Ride safe

[ratsass]

I have GEICO for my 2000 Valkyrie Interstate (soon to be traded at Honda of Russellville for a 2015 F6BD).
Premium BEFORE someone knocked it over while it was parked was $244 with $250 deductible. AFTER the settlement of $2,650 the new premium is $214. Go figure!