You Florida boys just have to spend a year in Michigan and then you would be able to dress appropriately for cold weather. I left the house for my recall at 39 degrees, Heavy Cortech Denim motorcycle jacket, Neck Gator, leather chaps, heavy long cuff glove, Full face helmet and although I could tell it was cold outside I wasn't shaking in my boot. You just have to dress for stuff like that and that big old fairing in front of you will do the rest along with that 19 inch Bagger Shield. When it warms up you just put the heavy stuff in the saddlebags and roll on down the highway.