this might be a good reason to install a belly pan. This is a coolant bottle that came off one of my good friends Goldwing. He ran over this bolt in the road and it kicked up and speared his coolant bottle. I have a picture of a punctured oil filter somewhere but I can't find it. I bought a belly pan for my wing but I have never installed it. For some reason, I prefer not to run them, not sure why, but I just don't like them. To each his own.